Thanks. Oh yeah, I've had the "car broken into when it is packed to the roof with stuff for a week-long trip" thing, and it was NO FUN AT ALL. (We were fortunate that we got some stuff back from that, because the thieves discarded some things around the corner in an alley. :P)

So yeah, it could have been so much worse. Including, me not finding the golf-ball right away (could it have come to rest in a more convenient spot?), and trying to deal with the whole thing through MY insurance, which I'm glad I didn't have to do. Plus of course: the car could have been hit, or sideswiped; could have been stolen; etc.